Deposit Capital fees are very simple.

If you request a Courtesy Deposit less than one million dollars our fee is 5% (five percent) and if you request a Courtesy Deposit transfer of one million dollars or more our fee is 4% (four percent).

This is the only fee you will be charged for this service. Your fee must be paid into Deposit Capital’s trust account before any deposits are moved. Not until the CD deposits are confirmed received at the financial institution you requested will Deposit Capital be paid from the trust account.

Our 95% Program

Our 95% program is very simple. We upgrade and repackage your funding proposal to include our Courtesy Deposit product. We then identify 12 banks to submit your revised project funding proposal to.  Next we arrange for a small CD to be purchased at each of the banks to serve as an example deposit.  When the banker reviews your financing package he/she will see that we have already demonstrated our program by transferring an example Courtesy Deposit into the their bank. We then physically visit each of the 12 banks to explain the process. Once an interested bank is identified you will be contacted.

Example Scenario:

Your proposed loan package is for $500,000 USD.

We receive your project package and upgrade and revise it to include our Courtesy Deposit product. When reviewing your loan, the banker will read the following:

“If this loan is approved we (the borrower) will arrange to have $1,000,000 USD (or whatever amount you are asking to borrow) Certificates of Deposits purchased at your bank. As a courtesy and for your understanding and review we have arranged for a $1,000 CD “Example Deposit” that has already been made into your institution. The Safe Keeping Receipt is 123456789000 and the CD was purchased on ______________. This Example Deposit is a demonstration of this special component of this loan package.”

We create and identify the interested bank(s) and then your dealings are between yourself and your banker. We simply arrange for CD’s to be purchased at the bank you request, that is our ONLY job. Our 95% program has a proven track record through the years and is a great way to speed up your funding. Your borrowing package must be bankable and professionally prepared. The 5% of applicants that do not get funding in our 95% program had non-bankable borrowing projects to begin with.

The cost to participate in our 95% program is $25,000. This does not include any future fees for our main product when your loan gets approved. All fees with this program are non-refundable. If the banks we identify deny your borrowing request we will prepare and submit documents packages to 12 additional banks at no additional cost. We’ll just need copies of all of the denial letters from the first round of funding before we take this step.

To participate in our 95% program please check the appropriate box on the Apply Now page.

  • Create Your Free Invoice Template