Our Products

Courtesy Deposits
Our 95% Program
Quickest Access to Capital

Courtesy Deposits

The Deposit Capital courtesy deposit product is very simple. We arrange deposits to be made at acceptable financial institutions worldwide. The deposits we arrange cannot be encumbered, pledged, put in jeopardy, used to collateralize your loan, or used to guarantee your loan. Your lender does not have the right of offset against our deposits. No funds can or will be deposited into your bank account. Only your Banker will have access to the funds used to purchase the Certificates of Deposit at the bank. However, the deposits we arrange may motivate your banker or the loan committee to look more favorably at your loan package. In addition, in this highly competitive banking era, your loan package will stand out in front of any banker or loan committee with our product attached to it.

We do not look at the particulars of your loan package. We do not run credit checks or evaluate your project. Your funding request or project has no bearing on our capability to execute the delivery of our product. We are ONLY concerned that our simple requirements are met so that we can successfully arrange the deposits to be made at the financial institution which you request.

Whether or not the deposits we arrange into your financial institution of choice accomplish your desired results is NOT the responsibility of Deposit Capital, its affiliates or its agents. Deposit Capital will never get involved with your banking transactions. Your banking transactions are between you and your banker.

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The deposits we arrange on your behalf must never be at risk. Acceptable institutions will carry appropriate insurance to cover all deposits transferred under our program. FDIC insurance in the USA guarantees each deposit that we make is guaranteed to be repaid. We will verify this issue at length with the financial institution you request.

The deposits we arrange cannot be encumbered, pledged, put in jeopardy, used to collateralize your loan, or used to guarantee your loan. Your lender does not have the right of offset against our deposits. No funds can or will be deposited into your bank account. Only your Banker will have access to the funds used to purchase the Certificates of Deposit at the bank. Any misrepresentation of these terms to any involved party could increase your transfer expenses or make the transaction not viable. We will verify this issue at length with the financial institution you request.

All required fees are paid into a Deposit Capital trust account prior to any movement of deposits into your requested bank. Once you complete our application document and we receive your funds in our trust account we will process the transaction and arrange for the Courtesy Deposit within 10 business days. Once the Courtesy Deposit has been ordered you cannot cancel the transaction. Provided our terms have been adhered to, your fee is refundable in the event we cannot confirm the Courtesy Deposit in your bank within 10 business days of your fee arriving in our trust account.


Our 95% Program

Our 95% program is very simple. We upgrade and repackage your funding proposal to include our Courtesy Deposit product. We then identify 12 banks to submit your revised project funding proposal to.  Next we arrange for a small CD to be purchased at each of the banks to serve as an example deposit.  When the banker reviews your financing package he/she will see that we have already demonstrated our program by transferring an example Courtesy Deposit into the their bank. We then physically visit each of the 12 banks to explain the process. Once an interested bank is identified you will be contacted.

Example Scenario:

Your proposed loan package is for $500,000 USD.

We receive your project package and upgrade and revise it to include our Courtesy Deposit product. When reviewing your loan, the banker will read the following:

“If this loan is approved we (the borrower) will arrange to have $1,000,000 USD (or whatever amount you are asking to borrow) Certificates of Deposits purchased at your bank. As a courtesy and for your understanding and review we have arranged for a $1,000 CD “Example Deposit” that has already been made into your institution. The Safe Keeping Receipt is 123456789000 and the CD was purchased on ______________. This Example Deposit is a demonstration of this special component of this loan package.”

We create and identify the interested bank(s) and then your dealings are between yourself and your banker. We simply arrange for CD’s to be purchased at the bank you request, that is our ONLY job. Our 95% program has a proven track record through the years and is a great way to speed up your funding. Your borrowing package must be bankable and professionally prepared. The 5% of applicants that do not get funding in our 95% program had non-bankable borrowing projects to begin with.

The cost to participate in our 95% program is $25,000. This does not include any future fees for our main product when your loan gets approved. All fees with this program are non-refundable. If the banks we identify deny your borrowing request we will prepare and submit documents packages to 12 additional banks at no additional cost. We’ll just need copies of all of the denial letters from the first round of funding before we take this step.

To participate in our 95% program please check the appropriate box on the Apply Now page.

Quickest Access To Capital

Early stage companies and companies with a difficult time accessing capital now have a simple “paint by numbers” process that will give them access to large capital/funding amounts. This process builds the foundation and business credit profile for your company to secure large funding amounts. Also a no cost Courtesy Deposit is included at the completion. This program has been verified and is excellent for start-up, early stage companies, companies with no banking relationships or companies that just want to build their credit profile to the highest limits available.

CLICK HERE to visit our Partner site.

All Deposit Capital referrals from this page receive a discount to the listed prices on their website. Call
713-242-1956 to see if you qualify.

CLICK HERE to get all the details and get started.

 

http://www.bizcreditco.com/  is the link.

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