- Saturday, May 24, 2025
We currently have three program options and costs. The information below presents each option, accompanied by a description and the corresponding cost structure.
The client identifies the financial institution at which the Certificate of Deposits (CDs) will occur. Deposit Capital’s sole responsibility is to facilitate the purchase of the CDs at the designated bank. Client Cost: if Courtesy Deposit is less than one million dollars our fee is 5% (five percent) of the amount requested and if you request a Courtesy Deposit of one million dollars or more our fee is 4% (four percent) of the amount requested.
This is the only fee required for this service. Client fee must be paid into Deposit Capital’s trust account before any CDs are purchased. Not until the CD deposits are confirmed at the financial institution you requested will Deposit Capital be paid from the trust account. We have a solution that drops the initial client cost down to 1%-2% to get started. Just send us a message from our contact page.
WFLP (We Find the Lender Program). Client engages Deposit Capital to find a suitable Lender for their project. Project must be approved to be eligible for this program. Client Cost: $25,000 (refundable) and courtesy deposit cost is reduced to 3% regardless of what amount is needed. A short phone conversation at 713-242-1956 is all that is needed to qualify. The three factors discussed are in order, collateral, experience and amount requested. If your project does not qualify we typically have insights of where it would work for your project. See below for more details.
Our We Find The Lender Program (“WFLP”) is very simple. We prepare or upgrade and repackage your funding proposal to include our Courtesy Deposit product. We then identify several banks to submit your revised project funding proposal to. Next we arrange for a small CD to be purchased at selected banks to serve as an example courtesy deposit. When the banker reviews your financing package he/she will see that we have already demonstrated our program by purchasing an example Courtesy Deposit at their bank. Additionally we identify other lenders we have worked with in the past or have participated in similar projects like yours and would like our courtesy deposits. Once a lender(s) has expressed significant interest, you will be put in contact and we continue until an acceptable offer is made.
Example Scenario:
Your proposed loan package is for $5,000,000 USD.
You APPLY to Deposit Capital and are approved into the program. The $25k refundable fee is paid and we begin.
First we receive your complete project package (or we help complete it) and upgrade and revise it to include our Courtesy Deposit product. When reviewing your revised loan package we submit to select lenders, the banker will read the following:
“If this project is approved we (the borrower) will arrange to have $5,000,000 USD (or whatever amount you are asking to borrow) Certificates of Deposits purchased at your bank. As a courtesy to you and for your understanding and review, we have already made a small $______00 CD “Courtesy Deposit” at your institution. The Safe Keeping Receipt is _________________________ and the CD was purchased on ______________. This small Courtesy Deposit example is a demonstration of this special component of this loan package.”
We identify the interested bank(s) and then your dealings are between yourself and the new banker. Our We Find The Lender For Your Project program has a proven track record through the years and is a great way to speed up your funding. Your borrowing package must be bankable and professionally prepared.
The cost to participate in our We Find the Lending Bank For Your Project program is $25,000, and is refundable if you do not receive any acceptable funding offers. Your fees for the courtesy deposits are reduced to 3% as well.
To participate in our We Find The Lender For Your Project program please CLICK Below TO APPLY or call 713-242-1956 for an immediate answer.
Early stage companies and companies seeking a easy quicker funder underwriting approval now have a simple “paint by numbers” process that will give them access to sizable ($100,000 to $800,000) capital/funding amounts. This process builds the foundation and business credit profiles for your company to secure sizable funding amounts. We include a Courtesy Deposit as well. This program has been verified and is excellent for start-up, early stage companies, companies with no banking relationships or companies that just want to build their credit profile to the highest limits available.
Client Cost: $3500 ($100,000 Courtesy Deposit is included with this price).
CLICK below to visit our sister site and to get all the details and get started.
Become the IDEAL borrower.
Includes a $100,000
Courtesy Deposit.
Your business becomes the ideal borrower to all lenders and much more.
An explanation of our Courtesy Deposit product in a downloadable file suitable to send via email. This informative document details our product and outlines the advantages to you when using it.
Saves you time and reduces your overall costs. Must be accepted into the program first. (Formerly Our 95% Program)
Promote Courtesy Deposits and help others. Now you can always bring money to the deal.
Significant Earning Potential
View and Download a report that explains to any Banker/Lender exactly what a Courtesy Deposit is.
We’re here to support your funding journey. Reach out anytime — we’re ready when you are.
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